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ola mate good stuff...

Since 9/11: if one doesn't have, forget just one form of ID, but multiple forms of ID, one can't open a bank account anymore.... Stores are also not obliged to accept credit cards or personal checks without a picture ID either. It's the same reason many stores will not take a credit card over the phone. They want to see that the person using the card, owns the card, and is authorized to make charges against it.